Licensed Financial Professional
Bridging the Financial Gap
If your paycheck stopped this month — or a diagnosis arrived tomorrow — would work benefits and savings actually hold?
Jamie Kariuki helps primary earners turn that question into a plan: life insurance education, living benefits while you are living, and income that can still reach the people who depend on you.
Independent. Licensed since February 2022. Conversations in all 50 U.S. states. No carrier named here. No pressure pitch.
Licensed professional
Independent Licensed Financial Professional since February 2022.
All 50 states
Based in Lowell, Massachusetts. Conversations available nationwide.
Free consultation
See if you qualify. Ask a licensed financial professional. No pressure.
Education first
Urgent questions, practical answers — so you can live on your terms.
For families and primary earners
What if workplace coverage is the only plan you have?
Job-only benefits, a thin savings cushion, and worry about illness or a layoff leave a gap. These conversations are how Jamie helps close it — in plain words, on your timeline.
Life insurance education & planning
If something happened to you, would the house and the everyday bills still get paid?
A household plan, not a pamphlet. Jamie walks through how coverage can protect a home, daily needs, and the people who rely on your income.
See if you qualify
Living Benefits
What if the crisis is an illness you survive?
Critical, chronic, and terminal illness benefits that can help with medical costs and lost income — while you are living.
Ask a licensed financial professional
Income replacement & family protection
If the job ended, how many months could your family really stand?
Guidance for replacing a primary earner’s income and protecting the people who count on it — without jargon.
See if you qualifyFree consultation & qualification guidance
Not sure you qualify — or what you even need?
Ask a licensed financial professional. See if you qualify. Thirty minutes to get honest about the gap.
Book your free consultationHow it works
A hard question. A calm next step.
- 01
Name the risk out loud
Income, a diagnosis, job-only coverage, or a savings gap. You do not have to have the answer yet.
- 02
See if you qualify
A free consult with a licensed financial professional. State, household, and what work already covers.
- 03
Live on your terms
You leave with education and a clear yes, no, or not yet. Nothing moves unless you choose it.
Live on your terms
Ask a licensed financial professional
If work is the only plan, or a diagnosis would empty the savings, this is the conversation. See if you qualify. Then decide — on your terms.
Secondary path
Curious about the business itself?
Jamie has invited people to ask how to start in this work. That is not the hero of this site. If you are exploring a career or a business opportunity, say so — and ask her how.